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Summer Term Financial Aid

Financial aid is available to eligible students enrolled in the summer term at the University of North Florida. You must complete a current academic year Free Application for Federal Student Aid (FAFSA) to be evaluated for summer financial aid.

See the chart below for guidance on which FAFSA to complete.

Please Note: All students who wish to be evaluated for financial aid for the upcoming summer term and the next fall term must complete the next year's FAFSA.

Which FAFSA do I need to complete?

Receive aid for: FAFSA Required:
Fall 2024, Spring 2025 or Summer 2025 2024-2025
Fall 2025, Spring 2026 or Summer 2026 2025-2026

First Time in College (FTIC)

Freshman first-time-in-college (FTIC), admitted for Summer B and in need of financial aid to assist with tuition and fees, will have their estimated Summer B award once registration opens for the summer term. 

Freshmen who are admitted in Summer B and who have a 2025-2026 FAFSA on file will automatically be evaluated for financial aid. If you qualify, your summer financial aid award can be found in myWings.

All email notifications will be sent to students' UNF email accounts with instructions on how to view their estimated financial aid award notification.

Transfer and Continuing Students

If you are a transfer student admitted to summer, or a continuing UNF student taking classes in the summer, and you wish to be evaluated for summer financial aid eligibility, you must have a valid current year FAFSA on file at UNF. Estimated summer awards will be posted once registration opens for the summer term. All email notifications will be sent to students' UNF email account with instructions on how to view their estimated financial aid award notification.

  • I don’t see my loan(s) for the summer term.
    • Have you submitted your FAFSA for the current academic year? Once we receive your FAFSA, your file will be reviewed for financial aid eligibility.
      • Current students may submit a loan action request form. This request will be processed and if eligible, your loans will be posted to your account. 
      • All new students, including new first-time-in-college freshmen, admitted to UNF for the summer term will automatically be reviewed for financial aid eligibility and estimated awards will be posted.
    • Are you registered for six degree-applicable credit hours at one institution during the summer? Students registered for three degree-applicable credit hours at UNF and three degree-applicable credit hours at another institution will NOT be eligible for student loans.
    • Are you on SAP suspension? If so, you will need to submit a SAP Appeal with appropriate documentation for committee review. If approved, you may submit a loan action request form and your loans will be posted to your account.
    • Are you in an eligible degree-seeking program at UNF? If not, you are not eligible for financial aid.
    • You may have already been awarded your annual loan maximum or you may be above your overall loan aggregate limit.
  • Why didn’t I receive an institutional grant for summer?
    • Are you registered for Summer A, C, 8 and/or 10? Coursework taken during the Summer B term is not aid eligible for the UNF Institutional Summer Grant.
    • Do you have room in your cost of attendance budget for this need-based grant? If you do not have room for these funds, we are unable to post them to your account.
    • Do you already have a bachelor’s degree? The UNF Institutional Summer Grant is only for undergraduate coursework.
    • Are you on SAP suspension? If so, you will need to submit a SAP Appeal with appropriate documentation for committee review. Students on SAP suspension are not eligible for aid.
    • Is your institutional or overall GPA at least 2.0? If your GPA is below 2.0, you are not eligible for the UNF Institutional Summer Grant.
    • Are you still in verification? Verification must be complete to be considered for the UNF Institutional Summer Grant.
    • Did you recently adjust your schedule? The awards will update based on your enrollment; please allow 2-3 business days for processing.
    • Summer funding is limited; we may no longer have available funding.
  • I don’t see my additional summer Pell Grant.
    • Are you eligible based on your SAI? Your Pell Grant may not disburse for summer coursework at a less than full-time enrollment status.
    • Do you already have a bachelor’s degree? The Pell Grant is only for undergraduate coursework.
    • Are you on SAP suspension? If so, you will need to submit a SAP Appeal with appropriate documentation for committee review. Students on SAP suspension are not eligible for aid.
    • Are you in an eligible degree-seeking program at UNF? If not, you are not eligible for financial aid.
    • Are you still eligible for this award? You may already have reached your Pell Lifetime Eligibility (LEU).
    • Are you repeating coursework? Federal financial aid will not disburse for the third attempt at coursework.
  • I don’t see my summer Bright Futures award.
    • Did you update your account on Florida's Office of Student Financial Assistance (OSFA) website to show attendance at the University of North Florida? You must update your account to let OSFA know which institution you plan to attend. Recent high school graduates should select UNF as their preferred institution for Term 0 of the upcoming academic year. Continuing UNF students should select Term 6 for the current academic year.
    • Are you registered for six degree-applicable credit hours during summer? Students must be enrolled in a minimum of six degree-applicable credit hours to be eligible for summer Bright Futures unless you are graduating after the summer term or utilizing your last remaining credit hours of Bright Futures eligibility.
    • Do you have remaining hours available? Bright Futures will only disburse for 120 credit hours.
    • For more information, see our Bright Futures frequently asked questions.
  • My summer financial aid has not disbursed.
    • Have you met the requirements for your summer financial aid? You must meet the enrollment requirements for your aid, have completed verification (if selected) and have cleared all the holds on your account.
    • Has your academic activity been confirmed for your summer coursework? Federal financial aid will not disburse if academic activity has not been confirmed by faculty.
  • I don’t see a work study award on my account for summer.
    • Federal Work Study awards are posted for the fall and spring terms only; there is no funding for summer FWS positions.
    • To be considered for a fall/spring award, email fws@unf.edu from your secure UNF email account and ask to be reviewed for work study eligibility. 

Summer Financial Aid Eligibility

The amount and type of financial aid you are eligible to receive will depend on several factors. To be eligible for aid, students must:

  • Be admitted to UNF as a degree-seeking student.
  • Have a valid 2024-2025 Free Application for Federal Student Aid (FAFSA) on file.
  • Be enrolled in a minimum of six degree-applicable credit hours for loans and institutional grants.
  • Have a completed financial aid file including the submission of all required documentation and verification, if selected.
  • Meet ALL financial aid eligibility requirements.
  • Register for ALL summer classes you plan to take during registration. Please note: only degree-applicable (required) courses will be counted in your enrollment status for financial aid.
  • Not be on Satisfactory Academic Progress (SAP) suspension.

Osprey Tips

Visit the Federal Student Aid website to learn the A-B-C's of the Federal financial aid process.
Read the 2024-25 UNF Financial Aid Guide for important information on all financial aid programs and awarding criteria.
Log into your myWings to review and accept your award(s), a few weeks after you file your FAFSA.
Complete any financial aid requirements listed in myWings by June 1 for timely fall term grant awarding and disbursement.
Pay or pend your tuition and fees by the payment deadline.
Mark your calendars with the relevant financial aid important dates for the upcoming term.

Summer Cost of Attendance

An estimated cost of attendance (COA) is a guide to help students prepare for costs at UNF during the academic year. While individual costs may vary, the COA is reflective of a full-time student (15 credit hours for undergraduate students and nine credit hours for graduate students). During the summer term, estimated costs are lower than fall or spring due to the shorter duration of the term. After registration, the tuition and fees as well as books and supplies components of the COA will prorate based on actual attendance.

Please Note: As students register for coursework, the cost of attendance will be updated and students will automatically be reviewed for financial aid eligibility.

Disbursement of Funds

  • UNF will deduct certain amounts owed to the University (i.e. tuition, bookstore authorization, housing, etc.) before issuing eRefunds. You must complete the Financial Aid Authorization form in myWings in order for your financial aid to pay "non-allowable" charges such as parking, library fines, late fees, etc.
  • Students who drop or withdraw to less than six degree-applicable credit hours will no longer be eligible for loans. If you drop or withdraw after your financial aid was disbursed, you may be required to repay the financial aid that was disbursed.
  • Pell Grants will be awarded based on the assumption of full-time enrollment in degree-applicable credit hours. Disbursements will be prorated based on actual hours of enrollment in degree-applicable credit hours.
  • Financial aid awards can only be disbursed to your student account if you meet all eligibility criteria, including, but not limited to, Satisfactory Academic Progress (SAP) and degree applicability of coursework.
  • If you are placed on SAP suspension after you have been awarded, please be aware that your aid will not disburse unless you file a SAP appeal that is approved.
  • If you have pending Pell or loans at another institution, you must cancel those awards at that institution.
Please Note: Institutional Grants are offered based on degree-applicable credit hours taken at UNF in Summer A/C/8/10.

Paying Fees

  • Requested loans will be considered "accepted." If you decide to cancel or otherwise alter the amount borrowed, please submit a 2024-2025 Loan Action Request Form to One-Stop Student Services.
  • Tuition and fees will be automatically deferred for students who have been awarded and who have accepted aid by the payment deadline date. You can only defer tuition and fees up to the amount of financial aid you have accepted.
  • If you do not have any estimated financial aid on your UNF bill in myWings by the payment deadline date and do not make payment arrangements with Student Financial Services at (904) 620-2472, you may be administratively dropped from your classes for non-payment.
  • If you no longer wish to attend a course(s) for which you are registered, it is your responsibility to officially drop that course(s) before the add/drop deadline.

Consumer and Safety Information

The Higher Education Act of 1965 (HEA), as amended, requires institutions that receive Title IV funding to provide specific consumer and safety information. For detailed information, please visit the UNF Consumer Information webpage.

What Else do I Need to Know?

  • Summer term financial aid is awarded based on the availability of funds, so don't delay in submitting your FAFSA! Current students will be reviewed for financial aid eligibility upon enrollment in summer coursework. Familiarize yourself with these Important Financial Aid Dates.
  • Eligibility: Your financial aid eligibility is based on your FAFSA information and the number of credit hours in which you enroll each term.
  • Loans: You must be enrolled in a minimum of six degree-applicable credit hours at one institution to receive student loans. If you do not see your student loan in your Financial Aid award, you may access this funding by submitting a Loan Action Request Form.
  • Grants: The UNF Institutional Summer Grant is based on financial need and does not need to be repaid. This grant is available on a first-come, first-served basis and is contingent upon available funding. To be eligible for this grant, students must enroll in a minimum of six degree-applicable credit hours of summer coursework at UNF in Summer A, C, 8 or 10 week; credit hours taken during Summer B cannot be considered for institutional grant funds.
  • Transient/Concurrent enrollment: Students must take a minimum of six degree-applicable credit hours at one institution to be eligible for student loans. Students attending in-state public institutions should complete the online Transient Student Admissions Application available on the Florida Shines website. Students attending an out-of-state or Florida private institution must submit a paper UNF Transient/Concurrent Enrollment form, Transient/Consortium Agreement and a detailed fee slip from the host institution which shows in full your name, course(s) enrolled for the term and balance paid to receive aid at UNF. The Transient/Consortium Agreement does not guarantee straight reimbursement but will ensure that you receive aid for which you are eligible based on total enrollment.
  • It is your responsibility to satisfy all financial aid verification (if selected) and disbursement requirements. Monitor your financial aid requirements in myWings in the Financial Aid tile. If you are selected for financial aid verification, you will not be evaluated for institutional grant eligibility until the verification process has been completed and all Financial Aid Requirements have been satisfied.