Worker's Compensation Insurance

The Florida Workers’ Compensation Act, requires employers to compensate their employees for medical expenses, and a percentage of lost wages and to provide certain benefits to dependents in the event of death, resulting from injury or certain diseases arising out of and in the course of employment.

Coverage Insurance is provided by a self-insurance trust fund, the Casualty Insurance Trust Fund, administered by the Department of Insurance, Division of Risk Management. This fund will pay all compensation and other benefits required by Workers’ Compensation Laws. Premium Basis An annual advance deposit premium assessment is charged, based on estimated payroll. At the close of each coverage period, an audit is made and the premium assessment for the next period is adjusted to recognize actual exposures during the coverage period. 

Claims Processing The University shall notify the Division of Workers Compensation after the accident/injury is first reported (submission of an employer’s First Report of Injury Form - Original and One (1) copy). The Division shall handle all matters involving claims processing and settlement. Claims forms are available upon request from the office of Human Resources. 

The supervisor of the injured employee must also complete a UNF Accident Investigation form, sign and forward a copy to EH&S. This form is available on the EH&S Web Page, your departmental office, or by contacting the office of EH&S. 

The forms used for processing Workers’ Compensation claims are prepared by the Department of Labor. 

Litigation Instructions Immediately forward any and all correspondence involving litigation directly to EH&S or the Division of Risk Management for response. No response or contact with the attorney for the claimant employee is to be made by the university. If anything is required of the university, instructions will be issued by the Division of Risk management or the service agency.