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Critical Steps to Financial Aid

To ensure a timely disbursement of your financial aid,  follow the steps below:

Step 1: Apply Early!

Completing the Free Application for Federal Student Aid (FAFSA) is the first step in the financial aid process. Use it to apply for federal student financial aid, such as the Pell Grant, student loans and Federal Work Study. UNF's FAFSA school code is 009841. Complete the FAFSA online and remember that both a student and parent FSA ID are necessary to access and sign this application. Please become familiar with our important dates


Students from the state of Florida also need to complete the Florida Financial Aid Application (FFAA) their senior year before graduating from high school. Check with your high school guidance counselor for additional information. State of Florida Grant and Scholarship programs such as Florida Bright Futures and Florida Student Assistance Grant require the FFAA. UNF's post-secondary institution (PSI) code is 161.

Step 2: Review your Award(s)

A few weeks after you file your FAFSA, log in to your myWings account to review and accept or decline your financial aid awards. Most grants and scholarships will be accepted for you automatically. You must choose to accept or decline student loans. NOTE: only accepted financial aid can be used to defer tuition and fees.

Step 3: Complete and Submit All Requirements

Your financial aid will not disburse if you have outstanding financial aid requirements. Submit all requested documents as early as possible to avoid disbursement delays. View your financial aid requirements via myWings / Financial Aid tile / Financial Aid Requirements. Learn more about financial aid verification requirements

Step 4: Complete Entrance Counseling 

If you accepted or requested a Direct Subsidized, Unsubsidized or Graduate PLUS loan, you are required to complete online entrance counseling that serves to educate you on your rights and responsibilities as a loan borrower. Login using your FSA ID. Upon completion of this 20 to 30 minute Entrance Counseling, print the confirmation page for your records. Loans will not disburse until you have completed Entrance Counseling. 

Step 5: E-Sign your MPN

If you accepted or requested a Direct Subsidized, Unsubsidized or Graduate PLUS loan, you are required to electronically sign a Master Promissory Note (MPN) using your FSA ID. This serves as your loan agreement contract. Loans will not disburse until you have completed the appropriate MPN.

Step 6: Direct Deposit

If you have financial aid in excess of your total deferred charges each term, you will receive a financial aid refund. Direct Deposit (eRefunds) is the fastest, safest way to receive your financial aid refund. The University encourages all students to enroll in Direct Deposit (eRefunds). There are several advantages to doing this:

  • It's faster--no waiting for the check to come in the mail, your money is in your account on the next business day AND no more delays if your address changes!
  • It's safer--no worries about your check getting lost or stolen.
  • It's convenient--your money is already in the bank. It saves you from having to run to the bank to cash your check.

What to do

Go online to myWings, click on the eRefund section under "View & Pay My Bill" link, and enter the routing and account number for the bank account in which you wish to have your refund deposited.