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Certified Financial Planner™ Certificate Program


Meet Your Instructors

Ryan Newton Headshot

Ryan Newton, CFP®


A native of Albany, Georgia, Ryan relocated to Amelia Island with his family as a young boy. He earned his B.B.A. in Finance and Computer Information Systems from Mercer University, where he graduated Magna Cum Laude and was a four year letterman on the baseball team. He also holds a Master’s degree from the University of Georgia. Ryan now lives and works on Amelia Island and is an independent financial planner with Front Porch Financial Planning, Inc. He attended the Zahn Live Review in Atlanta, GA which prepared him for the July 2007 CFP Board Examination.


In addition to currently teaching Zahn Live Review, Ryan has also conducted numerous benefits training seminars for various federal agencies including Naval Criminal Investigative Service, U.S. Customs and Border Protection, Immigration and Customs Enforcement, Department of Commerce, and the U.S. Forest Service. Additionally, he holds Series 7 and 66 securities licenses as well as life, health and variable annuity insurance licenses in several states.


Over the years, Ryan has been active in the Jacksonville community, through volunteer work in the Cystic Fibrosis Foundation, Rotary Club of Amelia Island Sunrise, and the Tom Coughlin Jay Fund. He is currently a member of the Northeast Florida Estate Planning Council, and the Jacksonville Chapters of the Financial Planning Association.


In Ryan's spare time, he enjoys watching sports, playing golf, surfing, volunteering, and spending time with his wife, Katie, family and friends.


What Ryan enjoys most about working with Zahn is the shared passion and ideals of all the instructors, and the opportunity to teach exceptional content.


Ryan an adjunct faculty member at the Unviersity of North Florida and teaches Live Review classes around the US. Ryan is a member of FPA of Northeast Florida.




Ashish Bajaj Headshot

Ashish Bajaj, CFP® 


Ashish has been a financial planner since 2013. He earned his CFP® designation in 2016 after completing the Zahn Partnered Program at the University of North Florida.

Prior to becoming a financial planner, Ashish was a management consultant and medical association executive. He held several positions at the American Medical Association, including Director of International Medical Graduate and Senior Physician Services, where he was responsible for leading two of the AMA’s largest physician groups. He also spent several years working as a strategy consultant at Booz Allen Hamilton, specializing in organizational design, change management and strategic communications.


Ashish received his Bachelors in Biology from the University of Chicago and his MBA from Emory University. He has been active in a number of charitable and civic organizations in Jacksonville including the League of Women Voters, the Jacksonville Dance Theatre, the Performers Academy, and JCCI. In his spare time, Ashish enjoys traveling and spending time with his family.


Ashish is an adjunct faculty member at the University of North Florida and a member of FPA of Northeast Florida.


Ulrike Bittenbinder Headshot

Ulrike Bittenbinder, CFP®, CPWA®


Sapphire Wealth Consulting, Inc.

Uli founded Sapphire Wealth Consulting, Inc. in 2016 after earning her CFP® designation. She completed the Zahn program at the University of North Florida. Uli is a Certified Financial Planner™ practitioner as well as a Certified Private Wealth Advisor® professional. She holds an MBA degree with a Finance concentration from the University of North Florida.


Uli began her career in the financial industry in 2003 working for Legacy Trust Family Wealth Offices. During her time at Legacy she held multiple titles including Director of Wealth Management. In addition to managing 300 million dollars in assets for high net-worth clients, she was also responsible for Legacy’s corporate financial functions.


Uli is an active volunteer member in the Jacksonville community. Over the years she volunteered with the Ronald McDonald House and the The Donna Foundation. She is currently a member of the FPA Northeast Florida Board.

Uli is an adjuct faculty member at the University of North Florida and a member of FPA Northeast Florida.