Federal Aid Counseling

Federal Direct Loan Counseling

Students that accept federal Direct Subsidized Loans, Direct Unsubsidized Loans, or Direct Graduate PLUS Loans are required to complete federal Entrance Counseling. Entrance Counseling teaches students about what a Direct Loan is, how the process works, how to manage educational expenses, other financial resources to consider to help pay for one’s education, and one’s rights and responsibilities as a borrower.


Students may complete Entrance Counseling for their federal Direct loans at any time by visiting https://studentloans.gov/myDirectLoan/index.action

The federal government's guide to Entrance Counseling may be found at https://studentloans.gov/myDirectLoan/whatYouNeed.action?page=counseling  

If students have federal Direct loans at any time while at UNF, federal Exit Counseling must be completed each time the student completely withdraws, unofficially withdraws, drops enrollment to less than six credit hours in a semester, or graduates. Federal Exit Counseling is the process by which students review and acknowledge their rights and responsibilities for all of the federal student loans that they have borrowed. Federal Exit Counseling is mandatory. Failure to complete the requirement will prevent disbursement of future term financial aid.

Students may also access information about their federal student loans at any time by visiting https://studentloans.gov/myDirectLoan/index.action or http://www.nslds.ed.gov/nslds_SA/    


Please note: students seeking to complete any counseling requirements in person may contact One-Stop Student Services in order to schedule an appointment with a Financial Aid Specialist.