• Loans are a form of financial aid that must be repaid. A minimum of ½ time enrollment status is required for disbursement.
  
  We encourage you to borrow only what is necessary to cover your cost of attendance for the academic period. There is no penalty for accepting a partial amount. Review your Federal Loan History on the National Student Loan Data System (NSLDS) to monitor your progression toward the aggregate loan limit.
  

• Stafford loans are low interest education loans established by the Federal Government. Click here to view Stafford Loan Limits
• • Subsidized Stafford Loans are awarded on the basis of financial aid, as determined by FAFSA. The government will pay (subsidize) the interest while you’re in school.
  • Unsubsidized Stafford Loans allow you to borrow loan funds beyond your subsidized loan amount, within the loan limits but not to exceed your cost of attendance minus other financial aid. You are responsible for the interest from the time the loan disburses.
  
  
• PLUS loans require an application and credit check. Parent PLUS loans may be used to aid undergraduate dependent children. Graduate and professional students may apply for Grad PLUS loans to supplement their other financial aid.


• Private loans do not require a FAFSA, but do require UNF certification, satisfactory academic progress, and at least ½ time enrollment.

Preferred Lenders: The preferred lender list has been created in relation with our centralized electronic aid process. Selecting a lender from the preferred lender list will insure that your application for financial aid is handled expeditiously, with fewer systemic disbursement delays.

Other Lenders: If you would like to select a lender other than those on our preferred lender list, you will be required to submit a Loan Action Request Form providing the Lender name, Lender ID number, mailing address, and fax number so that we may work with the lender to process your loan. Selecting one of our preferred lenders will save you time and money.