Title IV school code: 009841
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Beginning Summer 2010, the University of North Florida will participate in the Federal Direct Loan Program. This change will eliminate borrowing from private lenders for all Stafford and PLUS loans. Loans originated through UNF will be disbursed directly by the federal government. The Direct Loan Program offers an easier and more efficient process for our borrowers and, in some cases, it may cost less.
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Private Loans will still be borrowed through the lender of your choice.
For more information visit: |
UNF Direct Loans FAQs and
Federal Direct Loans homepage
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Loan Options 2010-2011
Loan Options 2009-2010 (available until April 2, 2010)
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Loans are a form of financial aid that must be repaid. A minimum of ½ time enrollment status is required for disbursement.
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We encourage you to borrow only what is necessary to cover your cost of attendance for the academic period. There is no penalty for accepting a partial amount. Review your Federal Loan History on the National Student Loan Data System (NSLDS) to monitor your progression toward the aggregate loan limit.
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Loan Options 2010-2011 |
Federal Direct Stafford Loan
Federal Direct Stafford loans are the most common student loans for funding undergraduate and graduate education. A low interest education loan disbursed directly by the Federal Government. Click here to view Stafford Loan Limits.
Stafford Loan Instructions
- Direct Subsidized Stafford Loans are awarded on the basis of financial aid, as determined by FAFSA. The government will pay (subsidize) the interest while you’re in school.
- Direct Unsubsidized Stafford Loans allow you to borrow loan funds beyond your subsidized loan amount, within the loan limits but not to exceed your cost of attendance minus other financial aid. You are responsible for the interest from the time the loan disburses.
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Federal Direct PLUS Loan
Federal Direct Parent PLUS loans may be used to aid undergraduate dependent children. Graduate and professional students may apply for Federal Direct Grad PLUS loans to supplement their other financial aid. While Parent PLUS loans do not require a FAFSA, Grad PLUS loans do. Federal Direct PLUS loans require an application and credit check to determine borrower eligibility.
Federal Direct Parent PLUS Loan Application
Federal Direct Parent PLUS Loan Instructions
Federal Direct Grad PLUS Loan Application
Federal Direct Grad PLUS Instructions
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Private Loans
Private loans are not part of the federal education loan programs. They are designed for students who need additional financial assistance to pay for school. Any student considering a private loan is encouraged to speak with a One Stop counselor first.
Private loans require an application directly with the lender and are subject to credit check to determine eligibility. While these loans do not require a FAFSA, they do require UNF certification, satisfactory academic progress, and at least ½ time enrollment. A student cannot receive a private loan that is greater than the cost of education minus other financial aid received.
Request a Private Loan
Private Loan Instructions
Applicant Self Certification
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Loan Options 2009-2010
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| (available until April 2, 2010) |
Federal Stafford Loan
This is the most common student loan program for funding undergraduate and graduate education. A low interest education loan established by the Federal Government, with funding provided through banks and nonprofit organizations. Click here to view Stafford Loan Limits.
Stafford Loan Instructions
- Subsidized Stafford Loans are awarded on the basis of financial aid, as determined by FAFSA. The government will pay (subsidize) the interest while you’re in school.
- Unsubsidized Stafford Loans allow you to borrow loan funds beyond your subsidized loan amount, within the loan limits but not to exceed your cost of attendance minus other financial aid. You are responsible for the interest from the time the loan disburses.
Select a Stafford Loan lender
Preferred Lenders: The preferred lender list has been created in relation with our centralized electronic aid process. Selecting a lender from the preferred lender list will insure that your application for financial aid is handled expeditiously, with fewer systemic disbursement delays.
Click here to select a preferred lender online.
Other Lenders: If you would like to select a lender other than those on our preferred lender list, you will be required to submit a Loan Action Request Form providing the Lender name, Lender ID number, mailing address, and fax number so that we may work with the lender to process your loan. Selecting one of our preferred lenders will save you time and money.
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PLUS Loan
PLUS loans require an application and credit check. Parent PLUS loans may be used to aid undergraduate dependent children. Graduate and professional students may apply for Grad PLUS loans to supplement their other financial aid. While Parent PLUS loans do not require a FAFSA, Grad PLUS loans do.
Request a Parent PLUS Loan
Parent PLUS Loan Instructions
Request a Grad PLUS Loan
Grad PLUS Instructions
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Private Loan
While these loans do not require a FAFSA, they do require UNF certification, satisfactory academic progress, and at least ½ time enrollment.
Request a Private Loan
Private Loan Instructions
Applicant Self Certification
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| Entrance/Exit Interviews |
| Complete your Entrance or Exit Counseling online. |
