Dental Insurance Plans

Dental insurance coverage is available to all faculty, administrative and support staff employees at the University of North Florida. There are several different dental insurance plans to choose from, and each plan has a different premium and different benefits. Employees have 60 calendar days from their date of hire to enroll in a dental insurance plan. Plan changes may only be made during the annual open enrollment period or as a result of an approved qualifying status change. To enroll or make changes to your dental insurance plan, please contact the Office of Human Resources at (904) 620-2903 and schedule an appointment with a benefits coordinator. Enrollment forms may be mailed in or faxed to (904) 620-2742 if an appointment is not needed.

 

UNF offers the following dental insurance plan types:

Indemnity | PPO | Prepaid


Indemnity Dental Plans

With the indemnity dental options, you may receive care from any dentist. You have a deductible to meet and then pay part of the cost for the services you receive. Below is a summary of the plans. For complete plan details and a link to the company web site, please visit the myHealth web page.

Indemnity Dental Plans summary
Plan Name:

 Humana Schedule B 

Phone: (866) 879-3630

Monthly Premiums:*

Employee Only: $14.74

Employee + Spouse: $21.96

Employee + Child(ren): $23.30

Employee + Spouse + Child(ren): $37.10

 Annual Deductibles: $50 per person, 3 per family
Annual Maximum: $1,000 per person
Notes:
  • Receive care from any dentist
  • Annual deductible must be met before benefits are paid
  • Part of the cost of care must be paid
 

* Premium deductions are taken on a biweekly basis. To calculate the amount actually deducted from your paycheck, divide the employee contribution amount by two.


PPO Dental Plans

With the PPO Dental plan, you may choose to receive care from any dentist although your cost is lower when you use network dentists. You generally have an annual deductible to meet before the plan starts paying benefits and then you pay a percentage of the cost for the care you receive. The PPO covers adult and child orthodontia. Below is a summary of the plan. For complete plan details and a link to the company web site, please visit the myHealth web page.

PPO Dental Plans summary
Plan Name:

HumanaPreferred Plus 

Phone: (800) 943-6880

Monthly Premiums:*

Employee Only: $31.76

Employee + Spouse: $58.76

Employee + Child(ren): $65.66

Employee + Spouse + Child(ren): $95.32

  Network: Non-Network:
Annual Deductibles:

Employee: $25

Family: $50

Employee: $50

Family: $100

Annual Maximum: $1,200 per person $1,200 per person
Notes:
  • Receive care from any dentist
  • Cost is lower when using network dentists
  • Annual deductible must be met before benefits are paid
  • Percentage of the cost of care must be paid
 

PPO Dental Plans summary
Plan Name:

Ameritas Dental

Phone: (877) 721-2224

Monthly Premiums:*

Employee Only: $10.20

Employee + Spouse: $20.76

Employee + Child(ren): $27.00

Employee + Spouse + Child(ren): $37.56

  Network: Non-Network:
 Annual Deductibles:

$50

$50

Annual Maximum: $1,000 per person $1,000 per person
Notes:
  • Receive care from any dentist
  • Cost is lower when using network dentists
  • Annual deductible must be met before benefits are paid
  • Percentage of the cost of care must be paid
  • Includes indemnity benefits
 

PPO Dental Plans summary
Plan Name:

Assurant Freedom Advance

Phone: (800) 277-2300

Monthly Premiums:*

Employee Only: $41.48

Employee + Spouse: $79.63

Employee + Child(ren): $93.84

Employee + Spouse + Child(ren): $124.14

  Network: Non-Network:
 Annual Deductibles:

$50 per person, 3 per family

$50 per person, 3 per family

Annual Maximum: $1,250 per person $1,000 per person
Notes:
  • Receive care from any dentist
  • Cost is lower when using network dentists
  • Annual deductible must be met before benefits are paid
  • Percentage of the cost of care must be paid
  • Includes indemnity benefits
 

* Premium deductions are taken on a biweekly basis. To calculate the amount actually deducted from your paycheck, divide the employee contribution amount by two.


Prepaid Dental Plans

The prepaid dental plans pay benefits only when you use network providers. These plans do not have a deductible and cover most preventive care at no charge. You pay a specific dollar amount for other care you receive. All the pre-paid plans provide adult and child orthodontia. Below is summary information about the plan. For complete plan details and a link to the company web site, please visit the myHealth web page.

Indemnity Dental Plans summary
Plan Name:

Humana Network Plus

Phone: (800) 943-6880

Monthly Premiums:*

Employee Only: $23.58

Employee + Spouse: $46.48

Employee + Child(ren): $55.42

Employee + Spouse + Child(ren): $70.80

Annual Deductibles: $0
Annual Maximum: $0
Notes:
  • Pays benefits only when using network providers
  • No deductibles
  • Pay a specific dollar amount for care received
  • Orthodontia is covered for adults and children
 

Indemnity Dental Plans summary
Plan Name:

United Healthcare Solstice S700

Phone: (800) 980-0292

Monthly Premiums:*

Employee Only: $10.91

Employee + Spouse: $23.95

Employee + Child(ren): $29.90

Employee + Spouse + Child(ren): $41.98

Annual Deductibles: $0
Annual Maximum: $0
Notes:
  • Pays benefits only when using network providers
  • No deductibles
  • Pay a specific dollar amount for care received
  • Orthodontia is covered for adults and children
 

Indemnity Dental Plans summary
Plan Name:

Assurant Heritage Plus

Phone: (800) 277-2300

Monthly Premiums:*

Employee Only: $14.93

Employee + Spouse: $25.17

Employee + Child(ren): $33.26

Employee + Spouse + Child(ren): $43.54

Annual Deductibles: $0
Annual Maximum: $0
Notes:
  • Pays benefits only when using network providers
  • No deductibles
  • Pay a specific dollar amount for care received
  • Orthodontia is covered for adults and children
 

Indemnity Dental Plans summary
Plan Name:

CIGNA Dental

Phone: (800) 244-6224

Monthly Premiums:*

Employee Only: $27.38

Employee + Spouse: $49.22

Employee + Child(ren): $57.92

Employee + Spouse + Child(ren): $70.26

Annual Deductibles: $0
Annual Maximum: $0
Notes:
  • Pays benefits only when using network providers
  • No deductibles
  • Pay a specific dollar amount for care received
  • Orthodontia is covered for adults and children
 

Indemnity Dental Plans summary
Plan Name:

Humana Select 15

Phone: (866) 879-3630

Monthly Premiums:*

Employee Only: $12.64

Employee + Spouse: $21.20

Employee + Child(ren): $23

Employee + Spouse + Child(ren): $32.98

Annual Deductibles: $0
Annual Maximum: $0
Notes:
  • Pays benefits only when using network providers
  • No deductibles
  • Pay a specific dollar amount for care received
  • Orthodontia is covered for adults and children
 

* Premium deductions are taken on a biweekly basis. To calculate the amount actually deducted from your paycheck, divide the employee contribution amount by two.


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